This data is from the Reserve Bank of Australia. This is a list of the national average interest rates.  If you are taking out a loan use this as a reference to determine if your rate is excessive.  March 2009 National Average Interest Rates Housing Loans Variable Rate 5.85% 3 Year Fixed 5.6% Personal Loans Variable 13.5% Fixed 13.6% Credit Cards Standard 18.05% Low Rate 12.55% [Bankruptcy] [Debt Consolidation] [Debt Consolidation [...]